terms & conditions

BY VISITING WWW.HOLISTICBUSINESSACADEMY.COM YOU ARE CONSENTING TO OUR TERMS & CONDITIONS

OVERVIEW
The terms “we,” “us,” and “our” refer to Sarah M. Chappell, Holistic Business Academy, Heal Yourself LLC, their staff, contractors and affiliates. The term the “Site” refers to www.holisticbusinessacademy.com. The terms “user,” “you,” and “your” refer to site visitors, customers, and any other users of the site.

On holisticbusinessacademy.com we provide training programs for small business owners and those in leadership roles delivered via email, live events including webinars, teleconference, Facebook Live, podcasts and screencasts educating business owners about small business strategy and leadership competencies and digital, full-length resources available for purchase (the “Service”).

Use of holisticbusinessacademy.com, including all materials presented herein and all online services provided by Heal Yourself LLC is subject to the following Terms and Conditions. These Terms and Conditions apply to all site visitors, customers, and all other users of the site. By using the Site or Service, you agree to these Terms and Conditions, without modification, and acknowledge reading them.

USE OF THE SITE AND SERVICE
To access or use the Site, you must be 18 years of age or older and have the requisite power and authority to enter into these Terms and Conditions. Children under the age of 18 are prohibited from using the Site. Information provided on the Site and in the Service related to business coaching, mentoring and consulting and other information are subject to change. Heal Yourself LLC makes no representation or warranty that the information provided, regardless of its source (the “Content”), is accurate, complete, reliable, current, or error-free. Heal Yourself LLC disclaims all liability for any inaccuracy, error, or incompleteness in the Content.

ACCOUNT CREATION
In order to use the Service, you may be required to provide information about yourself including your name, email address, username and password, and other personal information. You agree that any registration information you give to holisticbusinessacademy.com and Heal Yourself LLC, Sarah M. Chappell, staff and contractors will always be accurate, correct, and up to date. You must not impersonate someone else or provide account information or an email address other than your own. Your account must not be used for any illegal or unauthorized purpose. You must not, in the use of the Service, violate any laws in your jurisdiction.

LAWFUL PURPOSES
You may use the Site and Service for lawful purposes only. You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You agree to use the Site and to purchase services or products through the Site for legitimate, non-commercial purposes only. You shall not post or transmit through the Site any material which violates or infringes the rights of others, or which is threatening, abusive, defamatory, libelous, invasive of privacy or publicity rights, vulgar, obscene, profane, or otherwise objectionable, contains injurious formulas, recipes, or instructions, which encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any law.

REFUSAL OF SERVICE
The Services are offered subject to our acceptance of your order or requests. We reserve the right to refuse service to any order, person or entity, without the obligation to assign a reason for doing so. No order is deemed accepted by us until payment has been processed. We may at any time change or discontinue any aspect or feature of the Site or Service, subject to us fulfilling our previous responsibilities to you based on acceptance of your payment.

ORDER CONFIRMATION
We will email you to confirm the placement of your order and with details concerning product delivery. In the event that there is an error in this email confirmation, it is your responsibility to inform us as soon as possible.

CANCELLATIONS, REFUNDS & RETURNS
We do not offer refunds for digital products once they are downloaded or once access to the product site, Facebook Group or coaching services has been granted. However, your satisfaction is our #1 priority, email us at holisticbusinessacademy@gmail.com to let us know why you’re unsatisfied and we will do everything in our power to ensure your satisfaction.

PRODUCT DESCRIPTION
We endeavor to describe and display the Service as accurately as possible. While we try to be as clear as possible in explaining the Service, please do not accept that the Site is entirely accurate, current, or error-free. From time to time we may correct errors in pricing and descriptions. We reserve the right to refuse or cancel any order with an incorrect price listing.

MATERIAL YOU SUBMIT TO THE SITE, THE HOLISTIC BUSINESS ACADEMY COMMUNITY GROUP COACHING PROGRAM OR OTHER ONLINE COMMUNITY HOSTED BY HEAL YOURSELF LLC:

You shall not upload, post or otherwise make available on the Site any artwork, photos, or other materials (collectively “Materials”) protected by copyright, trademark, or other proprietary right without the express written permission of the owner of the copyright, trademark, or other proprietary right, and the burden of determining that any Materials are not so protected rests entirely with you. You shall be liable for any damage resulting from any infringement of copyrights, trademarks, or other proprietary rights, or any other harm resulting from such a submission. For all Materials submitted by you to the Site, you automatically represent or warrant that you have the authority to use and distribute the Materials, and that the use or display of the Materials will not violate any laws, rules, regulations, or rights of third parties.

INTELLECTUAL PROPERTY RIGHTS TO YOUR MATERIALS
We claim no intellectual property rights over the material you supply to Heal Yourself LLC or its staff/contractors. You retain copyright and any other rights you may rightfully hold in any content that you submit through the Site or Service. Content you submit to Heal Yourself LLC remains yours to the extent that you have any legal claims therein. You agree to hold Heal Yourself LLC harmless from and against all claims, liabilities, and expenses arising out of any potential or actual copyright or trademark misappropriation or infringement claimed against you. By posting material on the Site, you grant us a worldwide, nonexclusive, irrevocable license to use the material for promotional, business development, and marketing purposes.

OUR INTELLECTUAL PROPERTY
The Site and Service contain intellectual property owned by Heal Yourself LLC, including trademarks, copyrights, proprietary information, and other intellectual property. You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works from, distribute, display, reproduce or perform, or in any way exploit in any format whatsoever any of the Site or Service.

Content or intellectual property, in whole or in part, without our prior written consent. We reserve the right to immediately remove you from the Service, without refund, if you are caught violating this intellectual property policy.

CHANGED TERMS
We may at any time amend these Terms and Conditions. Such amendments are effective immediately upon notice to you by us posting the new Terms and Conditions on this Site. Any use of the Site or Service by you after being notified means you accept these amendments. We reserve the right to update any portion of our Site and Service, including these Terms and Conditions, at any time. We will post the most recent versions to the Site and list the effective dates on the pages of our Terms and Conditions.

LIMITATION OF LIABILITY
YOU AGREE THAT UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, EXEMPLARY, OR ANY OTHER DAMAGES ARISING OUT OF YOUR USE OF THE SITE OR SERVICE. ADDITIONALLY, HEAL YOURSELF LLC IS NOT LIABLE FOR DAMAGES IN CONNECTION WITH (I) ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DENIAL OF SERVICE, ATTACK, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, OR LINE OR SYSTEM FAILURE; (II) LOSS OF REVENUE, ANTICIPATED PROFITS, BUSINESS, SAVINGS, GOODWILL OR DATA; AND (III) THIRD PARTY THEFT OF, DESTRUCTION OF, UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF YOUR INFORMATION OR PROPERTY, REGARDLESS OF OUR NEGLIGENCE, GROSS NEGLIGENCE, FAILURE OF AN ESSENTIAL PURPOSE AND WHETHER SUCH LIABILITY ARISES IN NEGLIGENCE, CONTRACT, TORT, OR ANY OTHER THEORY OF LEGAL LIABILITY. THE FOREGOING APPLIES EVEN IF HEAL YOURSELF LLC HAS BEEN ADVISED OF THE POSSIBILITY OF OR COULD HAVE FORESEEN THE DAMAGES. IN THOSE STATES THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR THE DAMAGES, OUR LIABILITY IS LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY LAW. IN NO EVENT SHALL HEAL YOURSELF LLC’S CUMULATIVE LIABILITY TO YOU EXCEED THE TOTAL PURCHASE PRICE OF THE SERVICE YOU HAVE PURCHASED FROM HEAL YOURSELF LLC, AND IF NO PURCHASE HAS BEEN MADE BY YOU HEAL YOURSELF LLC’S CUMULATIVE LIABILITY TO YOU SHALL NOT EXCEED $100.

THIRD PARTY RESOURCES
The Site and the Service contain links to third party websites and resources. You acknowledge and agree that we are not responsible or liable for the availability, accuracy, content, or policies of third party websites or resources. Links to such websites or resources do not imply any endorsement by or affiliation with Heal Yourself LLC. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources.

INDEMNIFICATION
You shall indemnify and hold us harmless from and against any and all losses, damages, settlements, liabilities, costs, charges, assessments, and expenses, as well as third party claims and causes of action, including, without limitation, attorney’s fees, arising out of any breach by you of any of these Terms and Conditions, or any use by you of the Site or Service. You shall provide us with such assistance, without charge, as we may request in connection with any such defense, including, without limitation, providing us with such information, documents, records, and reasonable access to you, as we deem necessary. You shall not settle any third party claim or waive any defense without our prior written consent.

EFFECT OF HEADINGS
The subject headings of the paragraphs and subparagraphs of this Agreement are included for convenience only and shall not affect the construction or interpretation of any of its provisions.

ENTIRE AGREEMENT; WAIVER
This Agreement constitutes the entire agreement between you and Heal Yourself LLC pertaining to the Site and Service and supersedes all prior and contemporaneous agreements, representations, and understandings between us. No waiver of any of the provisions of this Agreement by Heal Yourself LLC shall be deemed, or shall constitute, a waiver of any other provision, whether or not similar, nor shall any waiver constitute a continuing waiver. No waiver shall be binding unless executed in writing by Heal Yourself LLC

NOTICES
All notices, requests, demands, and other communications under this Agreement shall be in writing and properly addressed as follows to holisticbusinessacademy@gmail.com

GOVERNING LAW; VENUE; MEDIATION
This Agreement shall be construed in accordance with, and governed by, the laws of the State of North Carolina as applied to contracts that are executed and performed entirely in North Carolina. The exclusive venue for any arbitration or court proceeding based on or arising out of this Agreement shall be Buncombe County, North Carolina. The parties agree to attempt to resolve any dispute, claim, or controversy arising out of or relating to this Agreement by mediation, which shall be conducted under the then current mediation procedures of The CPR Institute for Conflict Prevention & Resolution or any other procedure upon which the parties may agree. The parties further agree that their respective good faith participation in mediation is a condition precedent to pursuing any other available legal or equitable remedy, including litigation, arbitration, or other dispute resolution procedures.

RECOVERY OF LITIGATION EXPENSES
If any legal action or any arbitration or other proceeding is brought for the enforcement of this Agreement, or because of an alleged dispute, breach, default, or misrepresentation in connection with any of the provisions of this Agreement, the successful or prevailing party or parties shall be entitled to recover reasonable attorney’s fees and other costs incurred in that action or proceeding, in addition to any other relief to which it or they may be entitled.

SEVERABILITY
If any term, provision, covenant, or condition of this Agreement is held by an arbitrator or court of competent jurisdiction to be invalid, void, or unenforceable, the rest of the Agreement shall remain in full force and effect and shall in no way be affected, impaired, or invalidated.

ASSIGNMENT
These Terms and Conditions bind and inure to the benefit of the parties’ successors and assigns. These Terms and Conditions are not assignable, delegable, sublicenseable, or otherwise transferable by you. Any transfer, assignment, delegation, or sublicense by you is invalid.

Updated: September 2019

Legal Disclaimer
The author and publisher of this site, including blog, videos, content and any accompanying materials have used their best efforts in preparing this system. The author and publisher make no representation or warranties with respect to the accuracy, applicability, or completeness of the contents of this system. The information contained in this system is strictly for educational purposes. Therefore, if you wish to apply ideas in this system, you are taking full responsibility for your actions.

Every effort has been made to accurately represent this information/product and its potential. Even though this industry is one of the few where one can write their own check in terms of earnings, there is no guarantee that you will earn any money using the techniques and ideas in these materials. Examples in these materials are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on each person using the ideas and techniques. We do not purport this as a money making “get rich scheme.”

Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas and techniques mentioned, your finances, knowledge and various skills. Since these factors differ according to individuals, we cannot guarantee your success or income level. Nor are we responsible for any of your actions.

Materials in our products and on our website may contain information that includes or is based upon forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the “estimate,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar meaning in connection with a description of potential earnings or financial performance.

Any and all forward looking statements here or on any of our sales material are intended to express our opinion of earnings potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else, in fact no guarantees are made that you achieve any results from any of our ideas and techniques used in this material.

The author and publisher disclaim any warranties (express or implied), merchantability, or fitness for any particular purpose. The author shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages rising directly or indirectly for any use of this material, which is provided “as is” and without warranties.

As always, the advice of a competent legal, tax, accounting or other professional should be sought.

The author and publisher do not warrant the performance, effectiveness or applicability of any sites listed or linked to this system.

All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose.

This system is owned and © Heal Yourself LLC. No part of this may be copied, changed in format, sold or used in any way other than what is outlined within this report under any circumstances.

Heal Yourself LLC

Holistic Business Academy

CONTRACT, TERMS, & CONDITIONS

The Holistic Business Academy is your space to connect, learn, and inspire in service of your business. It’s up to each and every member to keep The Holistic Business Academy a safe space where everyone is encouraged and accepted so that they may learn and grow at their own pace. Please read the terms and conditions below to ensure everyone is maximizing their experience within The Holistic Business Academy.

The Holistic Business Academy, Membership site and subsequent Private Facebook Group has been created to benefit all business owners who seek to be a part of a business minded, professional community. There will be zero tolerance of threats, accusations, bullying, name calling or malicious behavior of any kind. We do not stand for drama and as such, any disrespectful comments or speculations about another member of The Holistic Business Academy or Heal YourselfLLC team or program will result in removal from The Holistic Business Academy and no refunds will be given.

DISCLAIMER

Purchaser (“Client”) understands Heal Yourself LLC (“Company”) and its program The Holistic Business Academy (“Program”) is not an agent, publicist, accountant, financial planner, lawyer, therapist, or any other licensed or registered professional. Company promises that all information provided by Client will be kept strictly confidential, as permissible by law.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

WHEREAS, Company provides group business coaching, mentoring and guidance to start, build and grow your business.(“Services”); and

WHEREAS, Client wishes to retain Company and accepts the terms and conditions set forth herein to provide such Services.

NOW THEREFORE, in consideration of the mutual covenants stated herein, the Parties agrees as follows:

SERVICES.
Company agrees to provide The Holistic Business Academy (herein referred to as the “Program”). Client agrees to abide by all policies and procedures as outlined in this agreement as a condition of their participation in the Program.

DISCLAIMER.
Client understands Company is not an agent, publicist, accountant, financial planner, lawyer, therapist, or any other licensed or registered professional. Coaching, which is not directive advice, counseling, or therapy, may address overall goals, specific projects, or general conditions in Client’s life or profession. Coaching services may include setting priorities, establishing goals, identifying resources, brainstorming, creating action plans, strategizing, asking clarifying questions, and providing models, examples, and in-the-moment skills training. Company promises that all information provided by Client will be kept strictly confidential, as permissible by law.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

PROGRAM STRUCTURE.
This Program is ongoing starting the date of your enrollment into Holistic Business Academy.
Access to The Holistic Business Academy Group Coaching Program Membership Site where all members’ only resources and training videos can be found.
Private Facebook Community for support, guidance and help.
Additional trainings and coaching sessions at the discretion of Heal Yourself LLC.
Discounts on Heal Yourself LLC Products and Services (standard of 15% off).
TERM.
This Program is ongoing and begins on the date of your enrollment (“Term”). Client understands that a relationship with Company does not exist between the Parties after the termination within the Program if the client or the company decides to terminate the relationship at any point. Must maintain current monthly payments in order to be a member in good standing and maintain access to the private Facebook group and Membership site. No refunds are given for any circumstances once your card has been charged.

TERMINATION/CANCELLATION.
Company is committed to providing all clients in the Program with a positive Program experience. By enrolling in this program, Client agrees that the Company may, at its sole discretion, terminate this Agreement and limit, suspend or terminate Client’s participation in the Program without refund or forgiveness of monthly payments if Client becomes disruptive or upon violation of the terms.

If Client decides to terminate this Agreement, no refunds will be issued. If Client wishes to cancel their membership within The Holistic Business Academy, they may do so at any point.

Client must give Company 14 days’ notice prior to the next bill date to terminate monthly payments, or the next monthly payment will be made and membership will be cancelled at the end of the paid-through period.

If you cancel your membership and return at a later date, you will lose access to any special pricing or content you received at the original time of joining, such as bonus trainings, templates, or any other material that was granted with the condition of joining during a certain time period.

Once you have left the Program, you may not be granted access again depending on the status of your account.

To cancel a membership, Clients must email a cancellation request to holisticbusinessacademy@gmail.com

If Client wishes to rejoin the Program after cancellation, an email request to rejoin must be sent to holisticbusinessacademy@gmail.com.

PAYMENT.
Price of this Program is $29/month USD. Client grants Company the authority to charge the card(s) provided on the recurring monthly date of enrollment each month. Payments must be made on the date of your registration and every month thereafter. If a payment is not received by the recurring monthly payment date, Company reserves the right to suspend Services until payment is complete. Attempts to bring skipped or missed payments will be made through email from sarah@sarahmchappell.com .

You must provide current, complete, and accurate billing and credit card information. You must promptly update all billing information (such as billing address, card number, and expiration date) to keep your account current, complete, and accurate, and you must promptly contact us if your credit card is lost or stolen, or if you become aware of a potential breach of account security. You hereby authorize Heal Yourself LLC and Sarah M. Chappell to obtain or determine updated or replacement expiration dates for your credit card in the event that the credit card you provided Paypal or Stripe expires. We reserve the right to charge any renewal card issued to you to the same extent as the expired card. If payment is not received from your credit card issuer through Paypal or Strupe, you hereby agree to pay all amounts due upon demand. You agree to pay all costs of collection, including attorney’s fees and costs, on any outstanding balance. In certain instances, the issuer of your credit card may charge you a foreign transaction fee or related charges, which you will be responsible to pay. You are advised to check with your bank and credit card issuer for details.

REFUNDS.
Client is responsible for full month’s payment of fees for the Program, regardless of whether Client completes the Program. Clients who choose to pay for a year in advance will receive no refunds regardless of whether Client completes the Program. To further clarify, no refunds will be issued. Please see Cancellation if you wish to leave the group and stop monthly payments.

Heal Yourself LLC reserves the right to change or alter these guidelines at any time to the benefit of the community members and will notify community members within the group through the “Pinned Post.”
Heal Yourself LLC (“Company”) reserves the right to suspend or terminate any membership (”Client”) at their discretion. Any violation of Terms and Conditions of The Holistic Business Academy Guidelines is grounds for permanent or temporary suspension of a community member. The Company reserves the right to deny any request for membership and remove any post at its discretion. Company reserves the right to change the rules with or without notice. Changes may be posted in The Holistic Business Academy at Company’s discretion.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

NON-DISCLOSURE OF COMPANY MATERIALS.
Material given to Client in the course of Client’s work with the Company is proprietary, copyrighted and developed specifically for Company. Client agrees that such proprietary material is solely for Client’s own personal use. Any disclosure to a third party is strictly prohibited.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

COPYRIGHT/INTELLECTUAL PROPERTY
Company’s program is copyrighted and the original materials that have been provided to Client are for Client’s individual use only and are granted as a single-user license. Client is not authorized to use any of Company’s intellectual property for Client’s business purposes. All intellectual property, including Company’s copyrighted program and/or course materials, shall remain the sole property of the Company. No license to sell or distribute Company’s materials is granted or implied.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

Further, by enrolling in The Holistic Business Academy, you agree to the below, Client agrees that if Client violates, or displays any likelihood of violating, any of Client’s agreements contained in this paragraph, Company will be entitled to injunctive relief to prohibit any such violations and to protect against the harm of such violations.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

Any comments, testimonials, photos, case studies or sharing of wins due to participation in the group that you share inside of the Facebook community may be used and repurposed by Heal Yourself LLC for marketing and advertising purposes. Request for permission to use these posts may be given but you agree that anything you share within the group may be used for the marketing and advertising of The Holistic Business Academy.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

NON-DISPARAGEMENT.
Client shall not make any false, disparaging, or derogatory statement in public or private regarding Company, its employees, or agents. Company shall not make any false, disparaging, or derogatory statements in public or private regarding Client and its relationship with Company.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

INDEMNIFICATION.
Client agrees to indemnify and hold harmless Company, its affiliates, and its respective officers, directors, agents, employees, and other independent contractors from any and all claims, demands, losses, causes of action, damage, lawsuits, judgments, including attorneys’ fees and costs, arising out of, or relating to, Client’s participation or action(s) under this Agreement. Client agrees to defend against any and all claims, demands, causes of action, lawsuits, and/or judgments arising out of, or relating to, the Client’s participation under this Agreement, unless expressly stated otherwise by Company, in writing.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

DISPUTE RESOLUTION.
If a dispute is not resolved first by good-faith negotiation between the Parties to this Agreement, every controversy or dispute to this Agreement will be submitted to the American Arbitration Association. The arbitration shall occur within ninety-(90)-days from the date of the initial arbitration demand and shall take place in Asheville, North Carolina, USA. The Parties shall cooperate in exchanging and expediting discovery as part of the arbitration process and shall cooperate with each other to ensure that the arbitration process is completed within the ninety-(90)-day period. The written decision of the arbitrators (which will provide for the payment of costs, including attorneys’ fees) will be absolutely binding and conclusive and not subject to judicial review, and may be entered and enforced in any court of proper jurisdiction, either as a judgment of law or decree in equity, as circumstances may indicate.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

GOVERNING LAW.
This Agreement shall be governed by and construed in accordance with the laws of the state of California, regardless of the conflict of laws principles thereof.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

ENTIRE AGREEMENT; AMENDMENT; HEADINGS.
This Agreement constitutes the entire agreement between the Parties with respect to its relationship, and supersedes all prior oral or written agreements, understandings and representations to the extent that they relate in any way to the subject matter hereof. Neither course of performance, nor course of dealing, nor usage of trade, shall be used to qualify, explain, supplement or otherwise modify any of the provisions of this Agreement. No amendment of, or any consent with respect to, any provision of this Agreement shall bind either party unless set forth in a writing, specifying such waiver, consent, or amendment, signed by both parties. The headings of Sections in this Agreement are provided for convenience only and shall not affect its construction or interpretation.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

COUNTERPARTS.
This Agreement may be executed in one or more counterparts (including by means of facsimile or electronic mail via portable document format), each of which shall be deemed an original but all of which together will constitute one and the same instrument.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

SEVERABILITY.
Should any provision of this Agreement be or become invalid, illegal, or unenforceable under applicable law, the other provisions of this Agreement shall not be affected and shall remain in full force and effect.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

WAIVER.
The waiver or failure of Company to exercise in any respect any right provided for herein shall not be deemed a waiver of any further right hereunder.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

ASSIGNMENT.
This Agreement may not be assigned by either Party without express written consent of the other Party.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

FORCE MAJEURE.
In the event that any cause beyond the reasonable control of either Party, including without limitation acts of God, war, curtailment or interruption of transportation facilities, threats or acts of terrorism, State Department travel advisory, labor strike or civil disturbance, make it inadvisable, illegal, or impossible, either because of unreasonable increased costs or risk of injury, for either Party to perform its obligations under this Agreement, the affected Party’s performance shall be extended without liability for the period of delay or inability to perform due to such occurrence.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

CLIENT RESPONSIBILITY; NO GUARANTEES.
Client accepts and agrees that Client is 100% responsible for its progress and results from the Program. Company will help and guide Client; however, participation is the one vital element to the Program’s success that relies solely on Client. Company makes no representations, warranties or guarantees verbally or in writing regarding Client’s performance. Client understands that because of the nature of the program and extent, the results experienced by each client may significantly vary. By joining the program , Client acknowledges that there is an inherent risk of loss of capital and there is no guarantee that Client will reach its goals as a result of participation in the Program and Company’s comments about the outcome are expressions of opinion only. Company makes no guarantee other than that the Services offered in this Program shall be provided to Client in accordance with the terms of this Agreement.

By enrolling in the program, you are agreeing to our terms and conditions and guidelines.

Updated: September 23, 2019